Transparency in finance shouldn't be radical.
But it is. That's why we built KrediQ — to give everyday people the same clarity that financial insiders have always had.
Born from frustration with opaque financial products
In 2022, our founders Lena and Marcus sat across from each other at a Berlin coffee shop, frustrated. They'd both spent hours trying to compare credit cards — only to find biased reviews, hidden affiliate rankings, and confusing fine print.
They realized: if two finance professionals couldn't easily compare products, what chance did everyone else have?
KrediQ was built to fix that. We aggregate real product data, strip away the marketing noise, and present honest side-by-side comparisons. No product pays for a higher ranking. No review is sponsored. Every pro and con is verified.
Independence
We never accept payment for rankings or reviews.
Transparency
Every data point is sourced, dated, and verifiable.
User-First
We design for the person making the decision, not the bank.
Impact that speaks for itself
Users have compared over 2.4 million financial products since our launch.
Through better rates, lower fees, and smarter product choices.
Credit cards, loans, and savings accounts reviewed in detail.
No product has ever paid for a higher position in our comparisons.
The people behind the data
Finance experts, data scientists, and journalists united by a single mission: making financial decisions easier for everyone.
Lena Vogt
CEO & Co-FounderFormer Deutsche Bank analyst with 12 years in consumer finance. Founded KrediQ to bring transparency to financial product comparisons.
Marcus Chen
CTO & Co-FounderEx-Stripe engineer specializing in financial data pipelines. Leads KrediQ's data aggregation and comparison engine.
Priya Sharma
Head of ContentFinancial journalist with bylines in Bloomberg and Financial Times. Ensures every comparison is accurate, fair, and easy to understand.
David Okonkwo
Head of Data SciencePhD in Economics from LSE. Builds the algorithms that power KrediQ's product scoring and recommendation engine.
How we make money (and why it doesn't affect our ratings)
KrediQ earns revenue through affiliate partnerships. When you click "Apply" on a product and are approved, the financial provider may pay us a referral fee. This is standard in the comparison industry.
Here's what makes us different:
- Rankings are based on data and user ratings, never payment
- We include products from providers we have no relationship with
- Cons are always listed — even for our highest-paying partners
- Our editorial team operates independently from business development
See the difference transparency makes
Try a comparison and see how clear financial decisions can be.